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Talk to us to help save yourself time & money

Welcome to Howden, the new name for Aston Lark

About the merger trending_flat

Unoccupied Property Insurance

Empty properties are still at risk and vulnerable, and that’s why having unoccupied property insurance is essential.

Ph Unoccupied Property

Home insurance to protect your dwelling

Protect your pocket and relax in your home with total peace of mind.

Why choose Howden for unoccupied property insurance?

As a home insurance broker, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing multiple unoccupied property insurance policies, on your behalf, simple and easy. What’s not to like?

Here at Howden, our team also recognises that each policy needs to be as individual as its owner and their property, and that’s why we provide a tailored, personalised service, focused on getting to know you and finding out exactly what you want from your insurance cover.

Ultimately, whether you need to make a claim, purchase a new specialist home policy, or renew an existing one, just know that we’re here to help.

Benefits of working with Howden:

  • We’re driven to save you time, money, and hassle.
  • Benefit from a tailored service that comparison sites can’t provide.
  • Speak to your local broker, within your community.
  • We’re right by your side in the event of a claim.

What is unoccupied property insurance?

There are many reasons why your property may be unoccupied, such as:

  • The property is undergoing building works or a renovation
  • The property is up for sale
  • You’re taking an extended holiday
  • Your property is a holiday home and only visited during the summer months
  • Tenants have vacated the property without prior warning
  • You’ve inherited a property from a family member.

Unoccupied or vacant properties are deemed to be more vulnerable to risks, such as burglaries or burst pipes, due to lower security and a lack of maintenance. They’re also not always covered properly, with unoccupied property owners often assuming that their standard home insurance is still valid and can adequately protect the property when its empty.

But that’s where Howden’s unoccupied property insurance can help. Regardless of whether it’s a long term or short term policy you’re after, unoccupied property insurance, courtesy of our insurers, is designed to do more than a standard home policy can, to go that bit further to protect you against the increased risks that come with unoccupied properties.

These policies are flexible, and the arrangements we have with our insurers means we can help you compare a wide range of options before you pick unoccupied property insurance that ticks all of your boxes and gives you peace of mind.


Get in touch

Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.

Protect your home away from home

Protect your holiday property with a holiday home insurance policy that suits you best.

Forget what’s ‘standard’, we insure quirky, unique, and unusual homes

Finding insurance for a home that’s not considered ‘standard’ doesn’t need to be tricky, thanks to our non-standard construction insurance.

Home insurance to protect your dwelling

Protect your pocket and relax in your home with total peace of mind.

the new name for Aston Lark

On October 1st, Aston Lark completed its merger with Howden. For Aston Lark clients, the service remains the same, via your usual contacts. Aston Lark phone numbers and email addresses will continue to work.

About the merger trending_flat
Howden Insurance