The British & Irish Lions Classic Jersey Competition T&Cs

To be entered in this competition, you must fulfil the terms and conditions below.

Where we refer to “Howden” or “we”, we mean Howden Insurance (Ireland) Limited trading as Howden. Registered office:  10 The Courtyard, Kilcarbery Park, Nangor Road, Dublin 22, Ireland.   

Terms and Conditions. This competition is subject to the following terms and conditions:

1. This competition applies to Howden customers only purchasing a new or renewing an existing car, van or home insurance policy (an ‘Eligible Policy’) from Howden Insurance (Ireland) Limited.
2. You must have obtain a quote for an Eligible Policy from a Howden or a Part of Howden company branch between the 1 May and 30 June 2025 (midnight) to be automatically entered in the draw.
3. You must purchase the Eligible Policy directly from Howden using the quote reference number generated and supplied by the personal lines or commercial departments.
4. The competition prize is one of three official Canterbury British and Irish Lions Classic Jerseys worth recommended retail price at the time of launch (the RRP is not controlled by Howden).
5. The prize is not negotiable or transferable. No substitute or alternative vouchers will be available. The prize is not transferable for cash.
6. The winner will be chosen at random and contacted through the email and/or phone number provided to organise collection of the prize.
7. One prize may be won per person during the entire competition.
8. Howden will aim to ensure that prizes are delivered within 30 days from the date of winner acceptance (end of November).
9. Howden reserves the right to draw an alternative winner in the event that no response has been received within 14 days of contacting the initial winner, or if that person is disqualified after verification checks, or if Howden considers that any winner has contravened any of these Terms and Conditions. Howden’s decisions are final and no correspondence or discussion will be entered into.
10. Standard underwriting acceptance criteria applies. Howden reserves the right to refuse insurance cover.
11. Howden reserves the right to withdraw, suspend or amend this offer at any time without prior notice.
12. Should you be ‘declined’ a policy by Howden, you will not be eligible for this competition.
13. Breach of these terms and conditions will result in disqualification from the special offer. The decision of Howden in this matter will be final.
14. Howden will not be responsible or liable whatsoever for: a) Any technical failure or malfunction or any other problem in any network, system server, provider, delivery service or otherwise which may result in email information being lost or recorded and you hereby waive any claim whatsoever for any losses, costs, damages and expenses arising from such problems. b) Injury or damage to any person upon delivery or use of a special offer supplied.
15. Howden may, with the winner’s consent, publish details of the winner, with photographs and footage of the winner with the prize in its publications, social media pages and websites.
16. To the extent permitted by law, Howden shall not be liable for any loss, claim, expense or liability to any party arising from the special offer or participation in same.
17. The Promoter will only process your personal information as set out in the Promoter's Privacy Policy (http://ireland.hyperion.acsitefactory.com/ie-en/privacy-notice) Insofar as is permitted by law, the Promoter, its agents or distributors will not in any circumstances be responsible or liable to compensate any entrant to the competition or accept any liability for any direct or indirect loss, and/or damage, occurring as a result of participating in the competition, including by not limited to, taking up the prize. 

The Promoter reserves the right to, at its sole discretion, exclude or disqualify any participant whose conduct is contrary to the spirit or intention of the competition, or who is in breach of these T&Cs. The Promoter reserves the right to hold void, suspend, cancel, or amend the prize competition where is becomes necessary to do so. These T&Cs shall be governed by Irish Law and any dispute arising out or in connection with this competition be dealt with exclusively by the courts of Ireland.

Howden Insurance (Ireland) Limited trading as Howden is regulated by the Central Bank of Ireland. Registered in Ireland under the company registration number 338916.