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Talk to us to help save yourself time & money

Welcome to Howden, the new name for Aston Lark 

About the Merger trending_flat

Life Insurance

Life can be unpredictable, but we can make sure you have the right life cover in place so that you can ensure you are protecting your loved ones.

Lh Life

Term life cover that gives you peace of mind

With term life insurance, no matter happens, you’re always covered financially.

Why choose Howden for your life insurance?

Our team strive to arrange bespoke life insurance solutions, on your behalf, simply and easily.

At Howden, we recognise that each life policy needs to be as individual as its owner and their business, and that’s why they provide a tailored, personalised service, focused on getting to know you and finding out exactly what you want from your life insurance.

Ultimately, whether you need to purchase a new life insurance policy, or review an existing one, just know that we’re here to help.

Benefits of working with Howden:

  • We’re driven to save you time, money, and hassle.
  • Benefit from a tailored service that comparison sites can’t provide.
  • Speak to your local broker, within your community.
  • We’re right by your side in the event of a claim.

What is life insurance?

The purpose of life insurance is to help your family, or whoever you choose, manage financially once you’ve passed away. This policy is designed so that, following your death, your insurance provider will pay out an amount of money in a lump sum or in smaller payments (this is typically decided by the policyholder) to the beneficiaries, which they can then use to cover expenses such as funeral costs, mortgages, outstanding debts, education costs etc.

Whether you need to buy this protection is entirely based on your personal circumstances and whether you have people who depend on you that might need that safety net if you’re no longer around to provide for them anymore.

When you're looking to buy life insurance it's worth comparing life insurance quotes to find the right cover at the right price, whilst also being aware that what is and isn’t covered varies across insurers.

Talk to us today to discuss what type of cover you are looking for, how much cover you require and how long it needs to last. With just a few personal details, we’ll be able to provide you with a quotation.

More about life insurance

Life insurance FAQs

How much is life insurance?

How much your life insurance will cost will depend on a range of factors, so it’s hard to estimate exactly how much everyone can expect to pay. However, we can tell you some of the things that will impact how much your life insurance will cost. These include:

  • How much life insurance you choose to take out.
  • How long you want your life insurance to cover.
  • The type of life insurance policy: (Level term life insurance / decreasing term life insurance, family income benefit or whole life insurance).
  • Your current state of health and any pre-existing medical conditions.
  • Whether you smoke or not.

One way of getting a better idea of how much your life policy will cost is getting in touch with an insurance broker, such as ourselves. Our team can use the information you provide to give you an idea of how much you can expect your life insurance policy to cost.

Do I need life insurance?

Most people choose to have life insurance cover to provide financial security for their family. By having a life insurance policy, you ensure the loss of your income won't create a financial burden for your family or others who depend on you. 

If you want to provide for loved ones after you die, it’s worth considering getting adequate life insurance.


Get in touch

Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.

A policy that protects you and your family for a lifetime

Invest in whole life insurance, which guarantees a pay out to your loved ones when you pass away.

Insurance that provides security for your loved ones

Ensure your loved ones retain their home mortgage-free in the event of your death with mortgage protection insurance. 

Critical illness financial protection you can trust

Have peace of mind knowing you and family are covered with critical illness insurance you can rely on.

the new name for Aston Lark

On October 1st, Aston Lark completed its merger with Howden. For Aston Lark clients, the service remains the same, via your usual contacts. Aston Lark phone numbers and email addresses will continue to work.

About the merger trending_flat
Howden Insurance