Term Life Insurance

Why choose Howden for your term life insurance?

You want to make sure your family is provided for, even if the worst happens. This is where term life insurance can help.

It’s designed specifically with that in mind, meaning you and your family can live with peace of mind that no matter what happens, you’re covered financially.

It can also be taken out to provide financial compensation to a company on the sudden loss of a key employee. Protecting against this risk means you can do what’s important to you – get on with running your business – without having to worry about what you’d do if you lost a key employee.

At Howden, we offer cover based on the individual needs of the client, and we will discuss your options with you on an individual basis to assess the cover level that you require. It can be taken on a single, joint or dual-life basis. Dual life means that the policy could potentially pay out twice if both lives covered were to die within the policy term.

Serious illness cover can also be added on which would provide you with a lump sum if you were diagnosed with a serious illness from a specified list.

See also our Key Person insurance to cover your business against the loss of a key employee.

Premiums may come with a loading if you have any pre-existing medical conditions.

Benefits of working with Howden:

• We’re driven to save you time, money, and hassle.
• Benefit from a tailored service that comparison sites can’t provide.
• Speak to your local broker, within your community.
• We’re right by your side in the event of a claim.